WEGs adding photovoltaic systems, battery storage, heat pumps, charging points, or smart building controls.
Coverage
Coverage for modern building infrastructure
Photovoltaic and building technology insurance
Technical insurance helps WEGs address photovoltaic systems, heat pumps, elevators, charging infrastructure, control systems, and other expensive building technology.Program fitPhotovoltaic and building technology insurance
- Damage to insured technical equipment from operating errors, short circuit, overvoltage, vandalism, or external events where included.
- Photovoltaic modules, inverters, batteries, mounting systems, and revenue loss depending on wording.
- Elevator, heating, charging, and control technology when scheduled and insured appropriately.
Who this is for
Ingo separates WEG object insurance from the property manager's own business risk, so owners and managers can make cleaner decisions.
Properties with elevators, automated gates, heating systems, ventilation, or other high-value technical equipment.
Managers preparing insurance decisions after energy modernization or technical upgrades.
What to watch
WEG insurance decisions need to be understandable for owners while still being precise enough for underwriting, claims, and renewals.
New technology is often installed faster than the insurance program is updated.
Building, electronics, machinery, and liability policies can overlap or leave gaps.
Owners need to understand whether equipment, lost feed-in revenue, breakdown, and liability are insured.
How Ingo reviews it
A clear review turns policy wording, object data, claims history, and owners' meeting decisions into practical options.
Inventory technical equipment, ownership, age, maintenance contracts, and replacement values.
Check what is already insured under the building policy and where a technical policy is cleaner.
Coordinate property, electronics, machinery, cyber, and liability wording for the actual setup.
Review checklist
Bring these materials to a broker conversation so the review can move from policy labels to concrete terms.
- Equipment list with replacement values and installation dates
- PV, heat pump, elevator, charging, and maintenance contracts
- Existing building, electronics, and machinery policy wording
- Information on ownership, feed-in revenue, monitoring, and service response times
Common questions
Is photovoltaic insurance separate from building insurance?
It can be included, endorsed, or placed separately. The right structure depends on ownership, value, revenue exposure, and the building policy wording.
Should charging stations be reviewed for liability too?
Yes. Charging infrastructure can affect property, technical, cyber, and liability questions, especially when usage, billing, and maintenance are shared.
Review WEG insurance before renewal pressure starts.
Compare policy wording, deductibles, exclusions, and object data before the next owners' meeting.